Vista, MO
How exposed is Vista to wildfire?
USFS's Wildfire Risk to Communities model puts Vista at the 79th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 51 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Vista at the 81st national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Vista's buildings actually sit
USFS classifies 100% of Vista's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 51 structures sit close enough to vegetation that lot clearing matters most.
Vista against the rest of the country
Vista's 96th-percentile standing inside Missouri outpaces its 79th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Vista ranks 6,712 for wildfire risk (1 is highest) and 30,902 by building count (1 is largest). Within Missouri alone, it ranks 49 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Vista
At the 79th percentile nationally, Vista carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Vista
Vista's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 51 counted buildings into the percentiles shown above for Vista. For more on what direct exposure implies beyond Vista, see the exposure-zones guide.