Vista Center, NJ
Vista Center, NJ's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Vista Center at the 82nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 1,168 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Vista Center's burn probability — fire likelihood with no building count factored in — sits at the 80th percentile nationally.
Where Vista Center's buildings actually sit
Most of Vista Center's buildings (55.1%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Vista Center against the rest of the country
Vista Center scores 82nd nationally and 86th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Vista Center ranks 5,614 for wildfire risk (1 is highest) and 10,849 by building count (1 is largest). Within New Jersey alone, it ranks 96 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Vista Center's 82nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Vista Center
With ember exposure the dominant pattern in Vista Center (55.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Vista Center's 82nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Vista Center, see the exposure-zones guide.