Virginia, NE
Virginia wildfire risk explained
Out of every US place USFS scores, Virginia lands at the 72nd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 79 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Virginia at the 63rd percentile, close to its 72nd-percentile risk score.
Virginia's building exposure, zone by zone
USFS classifies 78.5% of Virginia's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 21.5% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Virginia compares
There's little gap between Virginia's 72nd national percentile and its 73rd percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Virginia ranks 8,773 for wildfire risk (1 is highest) and 29,934 by building count (1 is largest). Within Nebraska alone, it ranks 160 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Virginia and the insurance market
Virginia's high rating (72nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Even with 78.5% of Virginia outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Virginia's figures come from
The methodology guide shows exactly how USFS turned 79 counted buildings into the percentiles shown above for Virginia. The exposure-zones guide covers what Virginia's dominant minimal exposure actually means, with real examples from across the dataset.