Virginia, IL
Virginia, IL's wildfire risk, in USFS's own numbers
USFS scores Virginia at the 13th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,097 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Virginia at the 12th percentile, close to its 13th-percentile risk score.
Virginia's building exposure, zone by zone
USFS classifies 48.6% of Virginia's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 3.2% Direct and 48.2% Indirect — a landscape-level risk rather than a building-by-building one.
Virginia against the rest of the country
Compare Virginia's two percentiles: 48th within Illinois, only 13th nationally — a gap of 35 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Virginia ranks 27,473 for wildfire risk (1 is highest) and 11,295 by building count (1 is largest). Within Illinois alone, it ranks 749 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Virginia's low rating (13th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Virginia's 48.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,097 counted buildings into the percentiles shown above for Virginia. For more on what minimal exposure implies beyond Virginia, see the exposure-zones guide.