Virginia Gardens, FL
Virginia Gardens, FL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Virginia Gardens at the 44th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 597 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Virginia Gardens at the 54th percentile, close to its 44th-percentile risk score.
Virginia Gardens's building exposure, zone by zone
Only 2.4% of Virginia Gardens's 597 buildings carry Direct exposure and 0% carry Indirect; the remaining 97.7% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Virginia Gardens against the rest of the country
Virginia Gardens's 44th national percentile looks worse in isolation than its 1st ranking inside Florida does — this place is on the milder end for its own state, by 43 points. Among the 31,521 US communities USFS scores, Virginia Gardens ranks 17,512 for wildfire risk (1 is highest) and 15,879 by building count (1 is largest). Within Florida alone, it ranks 942 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Virginia Gardens
Virginia Gardens's elevated wildfire rating (44th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Virginia Gardens
With 97.7% of buildings rated Minimal exposure, Virginia Gardens gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Virginia Gardens's figures come from
Virginia Gardens's 44th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Virginia Gardens's dominant minimal exposure actually means, with real examples from across the dataset.