Virgil, KS
How exposed is Virgil to wildfire?
Virgil's 98 buildings earn a 94th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Virgil's burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
Virgil's building exposure, zone by zone
Direct exposure dominates in Virgil: 58.2% of its 98 buildings, versus 41.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Virgil against the rest of the country
Virgil scores 94th nationally and 95th within Kansas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Virgil ranks 1,859 for wildfire risk (1 is highest) and 29,122 by building count (1 is largest). Within Kansas alone, it ranks 37 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Virgil's very high rating (94th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Virgil's 58.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Virgil's figures come from
The methodology guide shows exactly how USFS turned 98 counted buildings into the percentiles shown above for Virgil. The exposure-zones guide covers what Virgil's dominant direct exposure actually means, with real examples from across the dataset.