Virgil, IL
How exposed is Virgil to wildfire?
Virgil sits at the 4th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 219 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Virgil's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
Virgil's building exposure, zone by zone
USFS classifies 86.3% of Virgil's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 13.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Virgil compares
Compare Virgil's two percentiles: 23rd within Illinois, only 4th nationally — a gap of 19 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Virgil ranks 30,375 for wildfire risk (1 is highest) and 24,152 by building count (1 is largest). Within Illinois alone, it ranks 1,120 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Virgil
At the 4th national percentile, Virgil rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Virgil's 86.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Virgil's 30,375-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Virgil, see the exposure-zones guide.