Viola, DE
Viola wildfire risk explained
USFS's Wildfire Risk to Communities model puts Viola at the 39th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 119 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Viola at the 39th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Viola's building exposure, zone by zone
51.3% of Viola's 119 buildings sit in USFS's Direct exposure zone, roughly 61 structures close enough to burnable vegetation for flame contact, not just embers — 41.2% fall in the Indirect, ember-only zone and 7.6% are Minimal.
Where Viola ranks
There's little gap between Viola's 39th national percentile and its 40th percentile inside Delaware, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Viola ranks 19,246 for wildfire risk (1 is highest) and 28,181 by building count (1 is largest). Within Delaware alone, it ranks 48 of 79 places by risk. See the full county-by-county picture for Delaware on its state page.
Viola and the insurance market
Viola's moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Viola (51.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Viola's 19,246-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Viola, see the exposure-zones guide.