Vinton, TX
Vinton, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Vinton at the 41st national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 971 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Vinton's burn probability — fire likelihood with no building count factored in — sits at the 38th percentile nationally.
Where Vinton's buildings actually sit
971 buildings are counted in Vinton, and 62.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 22.1% rated Minimal.
Where Vinton ranks
Vinton ranks lower within Texas (4th percentile statewide) than its 41st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Vinton ranks 18,767 for wildfire risk (1 is highest) and 12,147 by building count (1 is largest). Within Texas alone, it ranks 1,729 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Vinton's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Vinton's 62.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Vinton's 18,767-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Vinton, see the exposure-zones guide.