Vinita, OK
How exposed is Vinita to wildfire?
Out of every US place USFS scores, Vinita lands at the 83rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 3,396 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Vinita at the 85th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
3,396 buildings are counted in Vinita, and 69.5% of them are Indirect exposure — ember-driven risk rather than the 29.5% in Direct exposure or the 1% rated Minimal.
Where Vinita ranks
Vinita ranks lower within Oklahoma (28th percentile statewide) than its 83rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Vinita ranks 5,394 for wildfire risk (1 is highest) and 4,925 by building count (1 is largest). Within Oklahoma alone, it ranks 606 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Vinita and the insurance market
Vinita's very high rating (83rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Vinita's 69.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Vinita's 5,394-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Vinita, see the exposure-zones guide.