Vineyards, FL
How exposed is Vineyards to wildfire?
Vineyards sits at the 68th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,599 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Vineyards's burn probability — fire likelihood with no building count factored in — sits at the 70th percentile nationally.
Vineyards's building exposure, zone by zone
USFS classifies 97.1% of Vineyards's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 2.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Vineyards against the rest of the country
Vineyards's 68th national percentile looks worse in isolation than its 24th ranking inside Florida does — this place is on the milder end for its own state, by 44 points. Among the 31,521 US communities USFS scores, Vineyards ranks 10,046 for wildfire risk (1 is highest) and 8,769 by building count (1 is largest). Within Florida alone, it ranks 725 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Vineyards
At the 68th percentile nationally, Vineyards carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Even with 97.1% of Vineyards outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Vineyards's figures come from
Every one of the two percentiles behind Vineyards's 10,046-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Vineyards's dominant minimal exposure actually means, with real examples from across the dataset.