Vineyard, CA
Vineyard wildfire risk explained
USFS's Wildfire Risk to Communities model puts Vineyard at the 87th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 13,806 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Vineyard at the 89th percentile, close to its 87th-percentile risk score.
What "at risk" means for the buildings here
Vineyard rates 75.5% Minimal exposure against just 18% Direct and 6.5% Indirect — of 13,806 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 13,806 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Vineyard against the rest of the country
Inside California, Vineyard sits at just the 55th percentile even though it scores 87th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Vineyard ranks 3,995 for wildfire risk (1 is highest) and 1,098 by building count (1 is largest). Within California alone, it ranks 703 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Because Vineyard is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Hardening a home in Vineyard
With 75.5% of buildings rated Minimal exposure, Vineyard gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Vineyard's figures come from
Every one of the two percentiles behind Vineyard's 3,995-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Vineyard's dominant minimal exposure actually means, with real examples from across the dataset.