Vine Grove, KY
How exposed is Vine Grove to wildfire?
USFS scores Vine Grove at the 23rd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 3,105 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Vine Grove at the 25th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Vine Grove's buildings actually sit
Of Vine Grove's 3,105 counted buildings, 69.8% carry Direct exposure and only 0.2% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Vine Grove against the rest of the country
Vine Grove's 43rd-percentile standing inside Kentucky outpaces its 23rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Vine Grove ranks 24,264 for wildfire risk (1 is highest) and 5,284 by building count (1 is largest). Within Kentucky alone, it ranks 318 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Vine Grove's moderate rating (23rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 69.8% of Vine Grove in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Vine Grove's figures come from
Every one of the two percentiles behind Vine Grove's 24,264-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Vine Grove's dominant direct exposure actually means, with real examples from across the dataset.