Villarreal, TX
Villarreal, TX's wildfire risk, in USFS's own numbers
Villarreal sits at the 92nd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 63 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Villarreal's burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
Where Villarreal's buildings actually sit
Most of Villarreal's buildings (88.9%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Villarreal compares
There's little gap between Villarreal's 92nd national percentile and its 88th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Villarreal ranks 2,630 for wildfire risk (1 is highest) and 30,561 by building count (1 is largest). Within Texas alone, it ranks 209 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 92nd percentile nationally, Villarreal carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 88.9% of Villarreal's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Villarreal's 92nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Villarreal, see the exposure-zones guide.