Village of Oak Creek (Big Park), AZ
Village of Oak Creek (Big Park), AZ's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Village of Oak Creek (Big Park) at the 96th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 3,610 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Village of Oak Creek (Big Park)'s burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
Village of Oak Creek (Big Park)'s building exposure, zone by zone
63.4% of Village of Oak Creek (Big Park)'s 3,610 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 36.6% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Village of Oak Creek (Big Park) against the rest of the country
Village of Oak Creek (Big Park)'s 96th national percentile looks worse in isolation than its 76th ranking inside Arizona does — this place is on the milder end for its own state, by 19 points. Among the 31,521 US communities USFS scores, Village of Oak Creek (Big Park) ranks 1,405 for wildfire risk (1 is highest) and 4,640 by building count (1 is largest). Within Arizona alone, it ranks 106 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
Village of Oak Creek (Big Park)'s 96th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With ember exposure the dominant pattern in Village of Oak Creek (Big Park) (63.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Village of Oak Creek (Big Park)'s 96th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Village of Oak Creek (Big Park), see the exposure-zones guide.