Village of Minnetonka Beach, MN
How exposed is Village of Minnetonka Beach to wildfire?
Village of Minnetonka Beach sits at the 48th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 341 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Village of Minnetonka Beach's burn probability — fire likelihood with no building count factored in — sits at the 45th percentile nationally.
Where Village of Minnetonka Beach's buildings actually sit
Most of Village of Minnetonka Beach's buildings (72.4% of 341) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Village of Minnetonka Beach compares
Compare Village of Minnetonka Beach's two percentiles: 71st within Minnesota, only 48th nationally — a gap of 23 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Village of Minnetonka Beach ranks 16,296 for wildfire risk (1 is highest) and 20,554 by building count (1 is largest). Within Minnesota alone, it ranks 263 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Village of Minnetonka Beach
Village of Minnetonka Beach's elevated wildfire rating (48th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Village of Minnetonka Beach's 72.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Village of Minnetonka Beach's 16,296-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Village of Minnetonka Beach, see the exposure-zones guide.