Village of Four Seasons, MO
Village of Four Seasons, MO's wildfire risk, in USFS's own numbers
Village of Four Seasons's 1,623 buildings earn a 68th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Village of Four Seasons at the 70th percentile, close to its 68th-percentile risk score.
Village of Four Seasons's building exposure, zone by zone
Village of Four Seasons rates 53.3% Minimal exposure against just 46.7% Direct and 0% Indirect — of 1,623 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Village of Four Seasons ranks
Village of Four Seasons scores 68th nationally and 77th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Village of Four Seasons ranks 10,180 for wildfire risk (1 is highest) and 8,684 by building count (1 is largest). Within Missouri alone, it ranks 253 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Village of Four Seasons and the insurance market
Village of Four Seasons's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Village of Four Seasons's 53.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Village of Four Seasons's figures come from
Village of Four Seasons's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Village of Four Seasons's dominant minimal exposure actually means, with real examples from across the dataset.