Villa Ridge, MO
How exposed is Villa Ridge to wildfire?
USFS scores Villa Ridge at the 57th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 1,436 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Villa Ridge's burn probability — fire likelihood with no building count factored in — sits at the 58th percentile nationally.
Where Villa Ridge's buildings actually sit
Of Villa Ridge's 1,436 counted buildings, 86.8% carry Direct exposure and only 5.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Villa Ridge compares
There's little gap between Villa Ridge's 57th national percentile and its 47th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Villa Ridge ranks 13,652 for wildfire risk (1 is highest) and 9,451 by building count (1 is largest). Within Missouri alone, it ranks 573 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 57th national percentile, Villa Ridge rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Villa Ridge (86.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,436 counted buildings into the percentiles shown above for Villa Ridge. For more on what direct exposure implies beyond Villa Ridge, see the exposure-zones guide.