Villa Park, CA
Villa Park wildfire risk explained
USFS scores Villa Park at the 64th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 2,628 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Villa Park at the 65th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 97.8% of Villa Park's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 2.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Villa Park ranks
Villa Park ranks lower within California (22nd percentile statewide) than its 64th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Villa Park ranks 11,495 for wildfire risk (1 is highest) and 6,052 by building count (1 is largest). Within California alone, it ranks 1,230 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
What this risk score means for insurance
Villa Park's 64th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Hardening a home in Villa Park
Even with 97.8% of Villa Park outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Villa Park's figures come from
Villa Park's 64th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Villa Park's dominant minimal exposure actually means, with real examples from across the dataset.