Villa Pancho, TX
Villa Pancho, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Villa Pancho at the 72nd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 212 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Villa Pancho at the 74th percentile, close to its 72nd-percentile risk score.
Where Villa Pancho's buildings actually sit
USFS classifies 61.3% of Villa Pancho's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 38.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Villa Pancho ranks
Villa Pancho's 72nd national percentile looks worse in isolation than its 37th ranking inside Texas does — this place is on the milder end for its own state, by 35 points. Among the 31,521 US communities USFS scores, Villa Pancho ranks 8,745 for wildfire risk (1 is highest) and 24,419 by building count (1 is largest). Within Texas alone, it ranks 1,130 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Villa Pancho and the insurance market
Villa Pancho's 72nd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Villa Pancho
Villa Pancho's 61.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Villa Pancho's figures come from
The methodology guide shows exactly how USFS turned 212 counted buildings into the percentiles shown above for Villa Pancho. The exposure-zones guide covers what Villa Pancho's dominant minimal exposure actually means, with real examples from across the dataset.