Villa Hills, KY
Villa Hills, KY's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Villa Hills at the 10th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 2,716 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Villa Hills's burn probability — fire likelihood with no building count factored in — sits at the 11th percentile nationally.
Where Villa Hills's buildings actually sit
Indirect exposure is dominant in Villa Hills (65% of 2,716 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 31.2% sit in the Direct zone.
Villa Hills against the rest of the country
Villa Hills scores 10th nationally and 10th within Kentucky — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Villa Hills ranks 28,236 for wildfire risk (1 is highest) and 5,903 by building count (1 is largest). Within Kentucky alone, it ranks 498 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Villa Hills
At the 10th national percentile, Villa Hills rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Villa Hills (65% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Villa Hills's 10th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Villa Hills, see the exposure-zones guide.