Villa Heights, VA
How exposed is Villa Heights to wildfire?
USFS scores Villa Heights at the 23rd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 424 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Villa Heights at the 24th percentile, close to its 23rd-percentile risk score.
Where Villa Heights's buildings actually sit
USFS puts 96.9% of Villa Heights's 424 buildings in the Indirect exposure zone, versus 3.1% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Villa Heights compares
There's little gap between Villa Heights's 23rd national percentile and its 13th percentile inside Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Villa Heights ranks 24,441 for wildfire risk (1 is highest) and 18,771 by building count (1 is largest). Within Virginia alone, it ranks 594 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
Villa Heights's moderate wildfire rating (23rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Villa Heights's 96.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Villa Heights's figures come from
Every one of the two percentiles behind Villa Heights's 24,441-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Villa Heights's dominant indirect exposure actually means, with real examples from across the dataset.