Vilas, CO
Vilas, CO's wildfire risk, in USFS's own numbers
Vilas sits at the 81st percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 107 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Vilas at the 79th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Vilas's buildings actually sit
Most of Vilas's buildings (54.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Vilas compares
Inside Colorado, Vilas sits at just the 56th percentile even though it scores 81st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Vilas ranks 5,917 for wildfire risk (1 is highest) and 28,723 by building count (1 is largest). Within Colorado alone, it ranks 208 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
At the 81st percentile nationally, Vilas carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because 54.2% of Vilas's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Vilas's 5,917-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Vilas, see the exposure-zones guide.