Victoria, MS
How exposed is Victoria to wildfire?
USFS scores Victoria at the 81st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 653 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Victoria at the 84th percentile, close to its 81st-percentile risk score.
Where Victoria's buildings actually sit
Direct exposure dominates in Victoria: 97.1% of its 653 buildings, versus 2.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Victoria against the rest of the country
There's little gap between Victoria's 81st national percentile and its 83rd percentile inside Mississippi, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Victoria ranks 5,962 for wildfire risk (1 is highest) and 15,164 by building count (1 is largest). Within Mississippi alone, it ranks 74 of 420 places by risk. See the full county-by-county picture for Mississippi on its state page.
What this risk score means for insurance
Victoria's 81st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Victoria
Victoria's 97.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Victoria's 81st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Victoria, see the exposure-zones guide.