Victor, NY
Victor, NY's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Victor at the 11th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 1,148 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Victor's burn probability — fire likelihood with no building count factored in — sits at the 11th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Victor: 67.6% of its 1,148 buildings, versus 0% Indirect and 32.4% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Victor ranks
There's little gap between Victor's 11th national percentile and its 25th percentile inside New York, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Victor ranks 28,215 for wildfire risk (1 is highest) and 10,973 by building count (1 is largest). Within New York alone, it ranks 972 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Victor and the insurance market
Victor's low rating (11th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Victor's 67.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Victor's figures come from
Victor's 11th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Victor's dominant direct exposure actually means, with real examples from across the dataset.