Victor, IA
Victor, IA's wildfire risk, in USFS's own numbers
Victor's 565 buildings earn a 51st-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Victor at the 52nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 97.4% of Victor's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 2.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Victor ranks
Victor's 70th-percentile standing inside Iowa outpaces its 51st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Victor ranks 15,499 for wildfire risk (1 is highest) and 16,321 by building count (1 is largest). Within Iowa alone, it ranks 309 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Victor
Victor's elevated wildfire rating (51st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Victor's 97.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Victor's figures come from
The methodology guide shows exactly how USFS turned 565 counted buildings into the percentiles shown above for Victor. The exposure-zones guide covers what Victor's dominant minimal exposure actually means, with real examples from across the dataset.