Viburnum, MO
Viburnum wildfire risk explained
USFS scores Viburnum at the 73rd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 417 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Viburnum's burn probability — fire likelihood with no building count factored in — sits at the 74th percentile nationally.
Where Viburnum's buildings actually sit
USFS classifies 54.9% of Viburnum's buildings as Direct exposure, higher than its 45.1% Indirect share and far above its 0% Minimal share — a profile where 229 structures sit close enough to vegetation that lot clearing matters most.
Where Viburnum ranks
Within Missouri, Viburnum ranks higher (88th percentile) than it does nationally (73rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Viburnum ranks 8,446 for wildfire risk (1 is highest) and 18,883 by building count (1 is largest). Within Missouri alone, it ranks 125 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Viburnum's high rating (73rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Viburnum's 54.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Viburnum's figures come from
The methodology guide shows exactly how USFS turned 417 counted buildings into the percentiles shown above for Viburnum. The exposure-zones guide covers what Viburnum's dominant direct exposure actually means, with real examples from across the dataset.