Vian, OK
How exposed is Vian to wildfire?
Vian sits at the 96th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 801 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Vian at the 98th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 61.4% of Vian's 801 buildings in the Indirect exposure zone, versus 38.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Vian against the rest of the country
Vian scores 96th nationally and 88th within Oklahoma — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Vian ranks 1,177 for wildfire risk (1 is highest) and 13,626 by building count (1 is largest). Within Oklahoma alone, it ranks 102 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Vian and the insurance market
At the 96th percentile nationally, Vian carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Vian's 61.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Vian's figures come from
The methodology guide shows exactly how USFS turned 801 counted buildings into the percentiles shown above for Vian. The exposure-zones guide covers what Vian's dominant indirect exposure actually means, with real examples from across the dataset.