Versailles, OH
How exposed is Versailles to wildfire?
USFS scores Versailles at the 2nd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,626 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Versailles at the 2nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Versailles's buildings actually sit
Versailles rates 92% Minimal exposure against just 8% Direct and 0% Indirect — of 1,626 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Versailles compares
Versailles's risk sits at a similar level relative to Ohio (13th percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Versailles ranks 30,935 for wildfire risk (1 is highest) and 8,672 by building count (1 is largest). Within Ohio alone, it ranks 1,110 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Versailles and the insurance market
Versailles's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Versailles's 92% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Versailles's 30,935-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Versailles, see the exposure-zones guide.