Versailles, MO
Versailles, MO's wildfire risk, in USFS's own numbers
Versailles sits at the 72nd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,428 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Versailles at the 74th percentile, close to its 72nd-percentile risk score.
Versailles's building exposure, zone by zone
USFS puts 80.6% of Versailles's 1,428 buildings in the Indirect exposure zone, versus 19.4% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Versailles ranks
There's little gap between Versailles's 72nd national percentile and its 85th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Versailles ranks 8,859 for wildfire risk (1 is highest) and 9,488 by building count (1 is largest). Within Missouri alone, it ranks 157 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Versailles's high rating (72nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Versailles
Versailles's 80.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Versailles's 72nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Versailles, see the exposure-zones guide.