Versailles, KY
Versailles wildfire risk explained
USFS's Wildfire Risk to Communities model puts Versailles at the 21st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 4,372 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Versailles's burn probability — fire likelihood with no building count factored in — sits at the 23rd percentile nationally.
What "at risk" means for the buildings here
4,372 buildings are counted in Versailles, and 62.8% of them are Indirect exposure — ember-driven risk rather than the 31.4% in Direct exposure or the 5.8% rated Minimal.
Where Versailles ranks
Versailles's 37th-percentile standing inside Kentucky outpaces its 21st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Versailles ranks 24,766 for wildfire risk (1 is highest) and 3,908 by building count (1 is largest). Within Kentucky alone, it ranks 349 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Versailles
At the 21st national percentile, Versailles rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Versailles's 62.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Versailles's figures come from
Versailles's 21st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Versailles's dominant indirect exposure actually means, with real examples from across the dataset.