Versailles, IL
How exposed is Versailles to wildfire?
Out of every US place USFS scores, Versailles lands at the 22nd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 380 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Versailles at the 23rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 86.6% of Versailles's 380 buildings in the Indirect exposure zone, versus 13.4% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Versailles ranks
Versailles's 66th-percentile standing inside Illinois outpaces its 22nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Versailles ranks 24,575 for wildfire risk (1 is highest) and 19,642 by building count (1 is largest). Within Illinois alone, it ranks 496 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Versailles
Versailles's moderate rating (22nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 86.6% of Versailles's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Versailles's figures come from
The methodology guide shows exactly how USFS turned 380 counted buildings into the percentiles shown above for Versailles. The exposure-zones guide covers what Versailles's dominant indirect exposure actually means, with real examples from across the dataset.