Vernon, OK
How exposed is Vernon to wildfire?
USFS's Wildfire Risk to Communities model puts Vernon at the 97th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 74 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Vernon's burn probability — fire likelihood with no building count factored in — sits at the 98th percentile nationally.
Vernon's building exposure, zone by zone
74 buildings are counted in Vernon, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Vernon ranks
Vernon scores 97th nationally and 90th within Oklahoma — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Vernon ranks 1,084 for wildfire risk (1 is highest) and 30,148 by building count (1 is largest). Within Oklahoma alone, it ranks 85 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Vernon
At the 97th percentile nationally, Vernon carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Vernon (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Vernon's 1,084-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Vernon, see the exposure-zones guide.