Vernon Center, MN
Vernon Center, MN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Vernon Center lands at the 10th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 258 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Vernon Center at the 8th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 14% of Vernon Center's 258 buildings carry Direct exposure and 0% carry Indirect; the remaining 86.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Vernon Center compares
Vernon Center's risk sits at a similar level relative to Minnesota (14th percentile statewide) as it does nationally (10th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Vernon Center ranks 28,309 for wildfire risk (1 is highest) and 22,888 by building count (1 is largest). Within Minnesota alone, it ranks 787 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Vernon Center
Vernon Center's low wildfire rating (10th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Vernon Center's 86.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Vernon Center's figures come from
Vernon Center's 10th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Vernon Center's dominant minimal exposure actually means, with real examples from across the dataset.