Vernon, AL
Vernon wildfire risk explained
Vernon's 1,224 buildings earn a 57th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Vernon at the 59th percentile, close to its 57th-percentile risk score.
Where Vernon's buildings actually sit
Of Vernon's 1,224 counted buildings, 63.6% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Vernon compares
Inside Alabama, Vernon sits at just the 16th percentile even though it scores 57th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Vernon ranks 13,573 for wildfire risk (1 is highest) and 10,500 by building count (1 is largest). Within Alabama alone, it ranks 496 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Vernon's elevated rating (57th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Vernon
Because Direct exposure dominates in Vernon (63.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Vernon's 57th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Vernon, see the exposure-zones guide.