Vermontville, MI
Vermontville, MI's wildfire risk, in USFS's own numbers
Vermontville sits at the 13th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 498 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Vermontville's burn probability — fire likelihood with no building count factored in — sits at the 13th percentile nationally.
What "at risk" means for the buildings here
Most of Vermontville's buildings (50.6%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Vermontville ranks
Within Michigan, Vermontville ranks higher (45th percentile) than it does nationally (13th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Vermontville ranks 27,424 for wildfire risk (1 is highest) and 17,389 by building count (1 is largest). Within Michigan alone, it ranks 412 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Vermontville's low rating (13th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Vermontville
Vermontville's 50.6% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Vermontville's 27,424-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Vermontville, see the exposure-zones guide.