Vermillion, KS
Vermillion wildfire risk explained
USFS scores Vermillion at the 79th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 146 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Vermillion at the 73rd national percentile — 6 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Vermillion's buildings actually sit
70.6% of Vermillion's 146 buildings sit in USFS's Minimal exposure zone, with only 29.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Vermillion against the rest of the country
Vermillion's risk sits at a similar level relative to Kansas (77th percentile statewide) as it does nationally (79th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Vermillion ranks 6,682 for wildfire risk (1 is highest) and 27,021 by building count (1 is largest). Within Kansas alone, it ranks 165 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Vermillion and the insurance market
Vermillion's high rating (79th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Even with 70.6% of Vermillion outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 146 counted buildings into the percentiles shown above for Vermillion. For more on what minimal exposure implies beyond Vermillion, see the exposure-zones guide.