Vergennes, IL
Vergennes wildfire risk explained
Vergennes sits at the 4th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 224 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Vergennes at the 4th percentile, close to its 4th-percentile risk score.
Vergennes's building exposure, zone by zone
90.2% of Vergennes's 224 buildings sit in USFS's Minimal exposure zone, with only 9.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Vergennes compares
Vergennes's 25th-percentile standing inside Illinois outpaces its 4th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Vergennes ranks 30,187 for wildfire risk (1 is highest) and 23,977 by building count (1 is largest). Within Illinois alone, it ranks 1,093 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Vergennes and the insurance market
At the 4th national percentile, Vergennes rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Vergennes's 90.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Vergennes's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Vergennes, see the exposure-zones guide.