Verdigris, OK
Verdigris, OK's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Verdigris at the 76th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 2,241 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Verdigris's burn probability — fire likelihood with no building count factored in — sits at the 78th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Verdigris (62.8% of 2,241 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 37.2% sit in the Direct zone.
Verdigris against the rest of the country
Verdigris ranks lower within Oklahoma (15th percentile statewide) than its 76th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Verdigris ranks 7,634 for wildfire risk (1 is highest) and 6,835 by building count (1 is largest). Within Oklahoma alone, it ranks 708 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Verdigris's 76th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Verdigris's 62.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Verdigris's figures come from
Verdigris's 76th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Verdigris's dominant indirect exposure actually means, with real examples from across the dataset.