Verdi, CA
Verdi, CA's wildfire risk, in USFS's own numbers
Verdi sits at the 99th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 149 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Verdi at the 99th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Verdi's buildings actually sit
Direct exposure dominates in Verdi: 98.7% of its 149 buildings, versus 1.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Verdi against the rest of the country
Verdi scores 99th nationally and 93rd within California — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Verdi ranks 193 for wildfire risk (1 is highest) and 26,906 by building count (1 is largest). Within California alone, it ranks 114 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Verdi
Verdi sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 99th-percentile score like Verdi's can end up mattering for. More on the disclosure law.
What would actually reduce this score
Verdi's 98.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Verdi's 99th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Verdi, see the exposure-zones guide.