Verden, OK
Verden wildfire risk explained
USFS's Wildfire Risk to Communities model puts Verden at the 87th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 337 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Verden at the 87th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Verden (79.2% of 337 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 20.8% sit in the Direct zone.
Verden against the rest of the country
Verden ranks lower within Oklahoma (37th percentile statewide) than its 87th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Verden ranks 4,072 for wildfire risk (1 is highest) and 20,666 by building count (1 is largest). Within Oklahoma alone, it ranks 526 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Verden
Verden's 87th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Verden's 79.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Verden's 4,072-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Verden, see the exposure-zones guide.