Vera, OK
Vera, OK's wildfire risk, in USFS's own numbers
USFS scores Vera at the 90th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 185 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Vera at the 91st national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Vera's building exposure, zone by zone
Direct exposure dominates in Vera: 89.7% of its 185 buildings, versus 10.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Vera against the rest of the country
Vera ranks lower within Oklahoma (45th percentile statewide) than its 90th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Vera ranks 3,318 for wildfire risk (1 is highest) and 25,433 by building count (1 is largest). Within Oklahoma alone, it ranks 456 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Vera
Vera's very high rating (90th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 89.7% of Vera in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Vera's figures come from
Vera's 90th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Vera's dominant direct exposure actually means, with real examples from across the dataset.