Ventura, IA
Ventura wildfire risk explained
USFS's Wildfire Risk to Communities model puts Ventura at the 29th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 464 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ventura's burn probability — fire likelihood with no building count factored in — sits at the 24th percentile nationally.
What "at risk" means for the buildings here
77.2% of Ventura's 464 buildings sit in USFS's Minimal exposure zone, with only 22.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Ventura compares
Ventura's risk sits at a similar level relative to Iowa (44th percentile statewide) as it does nationally (29th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Ventura ranks 22,275 for wildfire risk (1 is highest) and 17,988 by building count (1 is largest). Within Iowa alone, it ranks 571 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
At the 29th national percentile, Ventura rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Ventura's 77.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Ventura's figures come from
The methodology guide shows exactly how USFS turned 464 counted buildings into the percentiles shown above for Ventura. The exposure-zones guide covers what Ventura's dominant minimal exposure actually means, with real examples from across the dataset.