Ventana, AZ
Ventana wildfire risk explained
USFS scores Ventana at the 68th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 44 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ventana's burn probability — fire likelihood with no building count factored in — sits at the 65th percentile nationally.
What "at risk" means for the buildings here
44 buildings are counted in Ventana, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Ventana compares
Ventana's 68th national percentile looks worse in isolation than its 31st ranking inside Arizona does — this place is on the milder end for its own state, by 37 points. Among the 31,521 US communities USFS scores, Ventana ranks 10,233 for wildfire risk (1 is highest) and 31,068 by building count (1 is largest). Within Arizona alone, it ranks 307 of 441 places by risk. See the full county-by-county picture for Arizona on its state page.
What this risk score means for insurance
At the 68th percentile nationally, Ventana carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Ventana's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Ventana's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Ventana, see the exposure-zones guide.