Velda Village Hills, MO
Velda Village Hills, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Velda Village Hills lands at the 44th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 476 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Velda Village Hills's burn probability — fire likelihood with no building count factored in — sits at the 48th percentile nationally.
Where Velda Village Hills's buildings actually sit
100% of Velda Village Hills's 476 buildings sit in USFS's Minimal exposure zone, with only 0% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Velda Village Hills ranks
Velda Village Hills's 44th national percentile looks worse in isolation than its 21st ranking inside Missouri does — this place is on the milder end for its own state, by 23 points. Among the 31,521 US communities USFS scores, Velda Village Hills ranks 17,649 for wildfire risk (1 is highest) and 17,785 by building count (1 is largest). Within Missouri alone, it ranks 835 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Velda Village Hills
At the 44th national percentile, Velda Village Hills rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 100% of Velda Village Hills outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Velda Village Hills's 44th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Velda Village Hills, see the exposure-zones guide.