Vanleer, TN
Vanleer wildfire risk explained
Vanleer sits at the 49th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 408 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Vanleer's burn probability — fire likelihood with no building count factored in — sits at the 51st percentile nationally.
Where Vanleer's buildings actually sit
USFS classifies 92.7% of Vanleer's buildings as Direct exposure, higher than its 7.4% Indirect share and far above its 0% Minimal share — a profile where 378 structures sit close enough to vegetation that lot clearing matters most.
How Vanleer compares
There's little gap between Vanleer's 49th national percentile and its 40th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Vanleer ranks 16,214 for wildfire risk (1 is highest) and 19,072 by building count (1 is largest). Within Tennessee alone, it ranks 301 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
At the 49th national percentile, Vanleer rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Vanleer's 92.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 408 counted buildings into the percentiles shown above for Vanleer. For more on what direct exposure implies beyond Vanleer, see the exposure-zones guide.