Vanderbilt, TX
Vanderbilt, TX's wildfire risk, in USFS's own numbers
Vanderbilt's 306 buildings earn a 87th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Vanderbilt at the 87th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Vanderbilt's buildings (58.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Vanderbilt ranks
Vanderbilt's risk sits at a similar level relative to Texas (78th percentile statewide) as it does nationally (87th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Vanderbilt ranks 4,111 for wildfire risk (1 is highest) and 21,487 by building count (1 is largest). Within Texas alone, it ranks 402 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Vanderbilt
Vanderbilt's very high rating (87th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Vanderbilt
With ember exposure the dominant pattern in Vanderbilt (58.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Vanderbilt's 87th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Vanderbilt, see the exposure-zones guide.