Vanceboro, NC
Vanceboro, NC's wildfire risk, in USFS's own numbers
Vanceboro sits at the 52nd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 576 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Vanceboro's burn probability — fire likelihood with no building count factored in — sits at the 51st percentile nationally.
Where Vanceboro's buildings actually sit
Indirect exposure is dominant in Vanceboro (56.3% of 576 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 43.8% sit in the Direct zone.
Where Vanceboro ranks
Vanceboro's risk sits at a similar level relative to North Carolina (44th percentile statewide) as it does nationally (52nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Vanceboro ranks 15,074 for wildfire risk (1 is highest) and 16,162 by building count (1 is largest). Within North Carolina alone, it ranks 428 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
What this risk score means for insurance
Vanceboro's elevated wildfire rating (52nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 56.3% of Vanceboro's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Vanceboro's figures come from
Every one of the two percentiles behind Vanceboro's 15,074-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Vanceboro's dominant indirect exposure actually means, with real examples from across the dataset.