Van Horne, IA
Van Horne, IA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Van Horne at the 5th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 518 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Van Horne's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
Van Horne's building exposure, zone by zone
Only 5.8% of Van Horne's 518 buildings carry Direct exposure and 0% carry Indirect; the remaining 94.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Van Horne ranks
Van Horne scores 5th nationally and 10th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Van Horne ranks 30,106 for wildfire risk (1 is highest) and 17,054 by building count (1 is largest). Within Iowa alone, it ranks 917 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Van Horne's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Van Horne
Even with 94.2% of Van Horne outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Van Horne's 5th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Van Horne, see the exposure-zones guide.