Van Horn, TX
Van Horn, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Van Horn lands at the 62nd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 1,375 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Van Horn at the 59th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Van Horn's building exposure, zone by zone
USFS puts 87.6% of Van Horn's 1,375 buildings in the Indirect exposure zone, versus 12.4% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Van Horn ranks
Inside Texas, Van Horn sits at just the 16th percentile even though it scores 62nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Van Horn ranks 12,147 for wildfire risk (1 is highest) and 9,733 by building count (1 is largest). Within Texas alone, it ranks 1,511 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Van Horn's high rating (62nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 87.6% of Van Horn's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Van Horn's figures come from
Van Horn's 62nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Van Horn's dominant indirect exposure actually means, with real examples from across the dataset.